What dogs do progressive insurance exclude from their homeowner policies

When it comes to homeowners insurance, it's important to understand what is covered and what is excluded. Progressive Insurance is one of the leading insurance providers in the United States, offering a wide range of coverage options for homeowners.

However, like many insurance companies, Progressive has specific exclusions regarding certain dog breeds and dog-related incidents. In this article, we will explore what dogs Progressive Insurance excludes from their homeowner policies and provide you with essential information to help you navigate your insurance coverage effectively.

Progressive Insurance excludes coverage for specific dog breeds and dog-related incidents that they consider to be higher risk. These exclusions are in place to mitigate potential liability and financial risks associated with certain breeds that may have a higher likelihood of causing injuries or property damage. It's important to note that these exclusions may vary depending on your location and policy, so it's always best to consult with your insurance agent or refer to your policy documents for the most accurate and up-to-date information. Here are some of the dog-related exclusions you may find in Progressive Insurance's homeowner policies:

Pit Bulls and Staffordshire Terriers are two dog breeds that are commonly excluded from coverage by Progressive Insurance. These breeds are often associated with a higher risk of aggression and have been involved in more frequent and severe incidents. Due to these concerns, Progressive excludes liability coverage for Pit Bulls and Staffordshire Terriers under their homeowner policies. If you own one of these breeds, it's crucial to understand that you may not be protected in the event of an incident involving your dog.

Rottweilers, known for their strength and protective nature, are also often excluded from coverage by Progressive Insurance. While Rottweilers can make excellent family pets when properly trained and socialized, they are considered to have a higher potential for aggressive behavior. As a result, Progressive may exclude liability coverage for incidents involving Rottweilers under their homeowner policies.

Doberman Pinschers, originally bred for guarding and protection, are another breed that Progressive Insurance may exclude from coverage under their homeowner policies. Like Rottweilers, Doberman Pinschers are known for their loyalty and intelligence, but they can also exhibit territorial behavior and may pose a higher risk in certain situations.

German Shepherds, often celebrated for their intelligence and versatility, are sometimes subject to exclusions by Progressive Insurance. While German Shepherds can be excellent companions and working dogs, they are powerful animals with protective instincts. Progressive may exclude liability coverage for incidents involving German Shepherds, depending on their assessment of the breed's risk.

Chow Chows, with their distinctive appearance and independent nature, are occasionally excluded from coverage by Progressive Insurance. These dogs are known to be protective of their families and can display aggressive behavior if not properly trained and socialized. As a result, Progressive may choose to exclude liability coverage for incidents involving Chow Chows under their homeowner policies.

Wolf hybrids, which are crossbreeds between wolves and domestic dogs, are generally excluded from coverage by Progressive Insurance. Due to their unpredictable nature and potential for aggression, these animals may pose a higher risk in domestic settings. Progressive may choose to exclude liability coverage for incidents involving wolf hybrids to minimize their exposure to potential claims.

Akita Inus, originating from Japan, are dogs known for their loyalty and strong protective instincts. However, they can also exhibit dominant and territorial behavior, which may increase the risk of incidents. Progressive Insurance may exclude coverage for incidents involving Akita Inus under their homeowner policies.

Presa Canarios, large and muscular dogs bred for working livestock, are occasionally excluded from coverage by Progressive Insurance. These dogs have a strong prey drive and require experienced handling. Progressive may choose to exclude liability coverage for incidents involving Presa Canarios to mitigate potential risks.

Alaskan Malamutes, originally bred for sled pulling and heavy work, are sometimes subject to exclusions by Progressive Insurance. These dogs have high energy levels and strong instincts, which can lead to challenges in certain situations. Progressive may exclude liability coverage for incidents involving Alaskan Malamutes under their homeowner policies.

Siberian Huskies, known for their endurance and striking appearance, are occasionally excluded from coverage by Progressive Insurance. These dogs have a strong prey drive and a tendency for independent behavior. Progressive may choose to exclude liability coverage for incidents involving Siberian Huskies to minimize their potential exposure to claims.

Great Danes, giant and gentle dogs, are sometimes subject to exclusions by Progressive Insurance. While Great Danes are generally known for their friendly nature, their large size can pose a risk in certain situations. Progressive may exclude liability coverage for incidents involving Great Danes under their homeowner policies.

Boxers, playful and energetic dogs, are occasionally excluded from coverage by Progressive Insurance. These dogs have strong protective instincts and may exhibit boisterous behavior. Progressive may choose to exclude liability coverage for incidents involving Boxers to mitigate potential risks.

Bullmastiffs, powerful and protective dogs, are sometimes subject to exclusions by Progressive Insurance. These dogs were originally bred to guard estates and properties, and they may display territorial behavior. Progressive may exclude liability coverage for incidents involving Bullmastiffs under their homeowner policies.

Airedale Terriers, intelligent and versatile dogs, are occasionally excluded from coverage by Progressive Insurance. While Airedales can make wonderful companions, they can also be strong-willed and independent. Progressive may choose to exclude liability coverage for incidents involving Airedale Terriers to minimize their potential exposure to claims.

Mastiffs, large and gentle giants, are sometimes subject to exclusions by Progressive Insurance. These dogs have a calm and docile nature, but their size can still pose a risk in certain situations. Progressive may exclude liability coverage for incidents involving Mastiffs under their homeowner policies.

Bulldogs, known for their distinctive appearance and affectionate nature, are occasionally excluded from coverage by Progressive Insurance. Bulldogs have a strong build and can exhibit stubborn behavior. Progressive may choose to exclude liability coverage for incidents involving Bulldogs to mitigate potential risks.

Saint Bernards, famous for their rescue work in the Swiss Alps, are sometimes subject to exclusions by Progressive Insurance. These dogs have a gentle temperament but are incredibly large and powerful. Progressive may exclude liability coverage for incidents involving Saint Bernards under their homeowner policies.

Staffordshire Bull Terriers, often referred to as Staffies, are sometimes excluded from coverage by Progressive Insurance. These dogs are muscular and agile, but they can also display stubborn and tenacious behavior. Progressive may choose to exclude liability coverage for incidents involving Staffordshire Bull Terriers to mitigate potential risks.